Sponsorship Application: Will my parents/grandparents be able to draw a pension in Canada?

Listen to this article

To be eligible to collect a Canada Pension plan, you must:

  • Be at least 60 years old, AND
  • Have made at least one valid contribution to the CPP – in other words you must have received at least one paycheque from a job in Canada.
  • However, Canada has social security agreements with certain countries so if you have lived worked abroad in one of those countries you may qualify for a pension in Canada.
    • Your parents or grandparents therefore need to check with their home country’s pension system to see if they have a social security agreement with Canada.
    • As well, they also need to have contributed long enough to their home country’s pension system to qualify for a pension in their home country in order to be able to receive a pension in Canada.
    • Go here to see a list of the countries with which Canada has a social security agreement. It includes India and China, many Caribbean countries, and a large number of European countries as well.

To be eligible for an Old Age Security (OAS) pension in Canada you must:

  •  Be 65 years of age or older
  • Be either:
    • A Canadian citizen, OR
    • A permanent resident of Canada
    • When your application is approved
  • Have lived in Canada for at least 10 years since the age of 18 (if applying from inside Canada)

If you are applying for OAS from outside Canada, you must:

  • Have been a Canadian citizen or legal resident (PR status) when you left Canada
  • Have lived in Canada for 20 years since the age of 18

In other words, your parents/grandparents will have to wait for at least 10 years from the date they enter Canada in order to apply for OAS.